Uniform Lifetime Table 2025 Rmd 2025. Next, find your age on the irs uniform lifetime table and the corresponding “distribution period.” the distribution period is an estimate of how many years you’ll be taking rmds. According to final rmd regulations issued on july 18, 2025, certain spouse beneficiaries who must begin taking beneficiary distributions in 2025 are eligible to calculate their 2025 rmd based on the uniform lifetime table (vs.
Learn the required minimum distributions for your designated ira beneficiaries. Uniform lifetime table this table is the life expectancy table to be used by all ira owners to calculate lifetime distributions unless your beneficiary is your spouse who is more than 10 years younger than you.